FreeDownPayment.org Down Payment Assistance Programs and First Time Home Buyers

First Time Buyer online resource for down payment assistance programs and grants

The purchase of a first home is one of the greatest investments made by individuals and families. Many people need help getting into that first home, so most states and many cities and counties have developed First Time Homebuyer Assistance Programs (FHAP). This is to help support affordable homeownership by providing down payment, closing cost and principal reduction assistance for low to moderate-income first time homebuyers. Most of the programs are funded through an annual entitlement grant called Community Development Block Grant (CDBG) from the U.S. Department of Housing and Urban Development (HUD).

FreeDownPayment.org is a free service from GMAC Real Estate that puts you in touch with a Realtor in your desired area who specializes in first time home buyers. Our agents can advise and help you with the various down payment assistance programs available. Most first time home buyers don't realize they may qualify for reduced intetest rates and thousands of dollars in FREE money or grants to help them with obtaining the American Dream. Click on your state to get started.

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Get government grant money for down payment and closing costs.

Some programs include interest rate reductions.

State, City and County Programs.

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